As a matter of fact, you can even refinance with a YOURgage loan.Īlthough a mortgage opportunity like this might take the headlines, Rocket Mortgage also includes fixed-rate, adjustable-rate, jumbo, FHA, USDA and VA loans in its portfolio. Add this in with the fact that you can choose a term from 8 to 30 years, and you’ve got an extremely customizable loan. These loans will allow you to finance as much as 97% of your home’s value, leaving you with a minimum down payment of just 3%. The YOURgage SM loan from Rocket Mortgage and Quicken is one of the more distinctive offerings you’ll come across on the mortgage market. If you don’t have much for a down payment, the YOURgage SM 8- to 30-year mortgage affords you the chance to get a loan for up to 97% of your home’s value, leaving you with a minuscule down payment of 3%. While Rocket Mortgage has all the typical loans you’ll normally find across the market, such as jumbo, VA, fixed-rate and adjustable-rate mortgages (ARMs), it does have a unique in-house offer. Possibly because of the online nature of the business, though, its interest rates are very good, even when compared to some of the largest traditional lenders. Quicken Loans, its parent company, is the largest online mortgage lender, affording Rocket Mortgage many more resources than much of its web-based competition. Rocket Mortgage is one of the top mortgage lenders in the U.S., in terms of rates, loan offerings and customer service.

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